Pathologies of the National Flood Insurance Program 1

In the midst of what looks to be an active hurricane season, Congress is set to vote on a measure that would reauthorize the National Flood Insurance Program (NFIP), which expires on September 30th. For these reasons, now is a good time for a refresher on NFIP, with all of its problems.

With the reauthorization vote on the horizon, I wrote a short piece, published at The Washington Post, which lays out in short form some of the key problems with NFIP, and how the NFIP actually exacerbates flood risk. You can read the piece here.

In a companion piece published a few months ago in LSE’s US Centre blog on American Politics and Policy, I explain how the politics of the program make it very difficult to reform. You can read this article here.

If you’re really interested, you can read the long-form academic article I wrote on this topic:
Strother, Logan. “The National Flood Insurance Program: A Case Study in Policy Failure, Reform, and Retrenchment.” Policy Studies Journal. Early access: DOI: 10.1111/psj.12189

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